A scenic landscape by Harper McDermott depicts rolling green hills and distant mountains under a cloudy sky, with a winding path leading through the terrain.

You’re in safe hands

We are employee owned and this means that every staff member prides themselves on the quality of our debt advice and ongoing customer service.

Since 2009, our expert team at Trust Deed Scotland has supported over 30,000 people in managing their unaffordable debt.

When you reach out to us, you can trust that you’ll receive top-quality customer service from our knowledgeable and experienced advisers. Whether you’re in a Trust Deed or a Debt Payment Plan under the Debt Arrangement Scheme, we’re here to answer your questions and guide you toward financial freedom.

At Harper McDermott, we’ll be with you every step of the way, helping you navigate any changes in your circumstances and keeping you informed at every key milestone.

Thomas Fox

Managing Director

Thomas graduated from Strathclyde University in 2001 with a BSc (Hons) in Mathematics, Statistics and Accountancy. He is a licenced Insolvency Practitioner, authorised by the Insolvency Practitioners Association…

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Claire Sweenie

Director

As a Chartered Accountant, Claire has over 20 years of financial and management expertise. Claire has been a member of the Institute of Chartered Accountants since 1999. Claire graduated from the University of Strathclyde…

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Clare Greechan

Director

Clare started working for one of the top four accounting firms in 1999 and has over 22 years’ experience dealing with personal insolvencies. Starting her career as an Insolvency Cashier, Clare progressed to managing a large team in one of…

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Amanda Hendry

Operations Manager – Advice Team

Amanda started a career in the Legal Industry in 1995, working for a number of major solicitor firms. She moved on from the legal sector into British Gas, where she worked for several years as a dedicated trainer and team leader.

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Scott Curran

Manager – Advice Team

Scott began his career in 2007, working for one of the UK’s largest mortgage servicing providers. In 2017, he joined one of the big 4 accountancy firms as a Personal Insolvency Adviser, providing advice to individuals as they entered into the…

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Greg Balfour

Manager – Protection Team

Greg graduated from Glasgow Caledonian University in 2016 with a BSc (Hons) in International Business. Greg started his insolvency career in 2011, working for a leading personal insolvency provider. He completed a 2-year secondment…

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Karlie MacKenzie

Team Leader – Closures

Karlie started her career with a leading personal insolvency firm in 2012 and completed an 18-month secondment in Mauritius, where she helped to create the UK’s first outsourced administrative centre for personal insolvency…

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Our Solutions

Types of Debt We Help With

We provide debt solutions that can be used to manage many unsecured debts, including:

Credit Cards
Payday Loans
Overdrafts
Store Cards
Personal Loans
Council Tax Arrears
Catalogues
Unsecured Car Finance